Is Your Business Using QuickBooks ACH Payments? Here’s What You’re Missing

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QuickBooks allows you to accept payments via credit/debit card and ACH bank transfer. ACH stands for “Automated Clearing House.” It is a network that sends money and information from one bank to another. Bill pay and direct deposits are a few other examples of the ACH feature. It makes the transfer at once for the transaction made the whole day long. In this blog, we are guiding you toward QuickBooks ACH payments and how it works. Additionally, you will get information on the benefits of using QuickBooks ACH for sending and receiving payments.

If you aren’t tech-savvy, we suggest you reach out to an expert advisor. Dial +1-(855)-955-1942, and our professional team will help you set ACH payments for your organization and would resolve your Queries.

What Kind Of Transactions Can You Do By ACH Payment For QB

ACH bank transfers can be used for the following types of transactions:

For employees’ payroll.
Any online invoice payment to the vendors.
Refunds of the tax
Credit and debit card payment.
Money transfers from one of your accounts to another.

Why Should You Use QuickBooks ACH Payments?

There are multiple reasons for using ACH payments for the organization, such as it saves resources and time. They make the whole process of transfer of money convenient. We are listing the common reasons for using the ACH payment for QB for your organization:

It is safer than traditional payment methods.
Transactions are processed way faster with ACH payment for QB.
The payments done are accurate.
ACH payments are better for both the clients and your business. You can send multiple invoices and receive multiple payments, and all this consumes less time.

Now you know the reasons why you shall use the QuickBooks bank transfer. Let’s guide you through the process of setting up the ACH payments in QuickBooks.

How To Set Up Recurring ACH Payments For Quickbooks Desktop?

QuickBooks ACH feature is very valuable as it saves time and resources of clients as well as yours. Now let’s provide you the stepwise instructions and proceed to the setup of the ACH payments:

Navigate to the gear icon, and next, click on the recurring transaction.
Move the cursor to reach the New tab option and click it.
Under the Transaction Type, click on the sales receipt followed by the OK button.
Enter the template name and click schedules as the recurring type.
Here you need to select the customer.
Now choose the interval time period under the interval section.
Select Monthly on the 1st day of every 1 month(s).
Then Enter the start and the end date.
Select the correct payment method, enter other required information, and then save the template button.

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You should be aware that the credit card credentials are saved in the payment settings section of the customer profile. You can process the payments directly in QB when you turn on the online payments for the invoices sent to clients via emails

Conclusion

We have provided you with the instructions so that you can execute ACH payments for QuickBooks on your own. In case you are finding the instructions mentioned here hard to follow, dial +1-(855)-955-1942, and we will help you with the QuickBooks ACH Payments setup. Also, if you have any queries regarding it, we will be happy to help.

Frequently Asked Questions

Q1: What are QuickBooks ACH payments?
A: QuickBooks ACH payments are electronic bank-to-bank transfers processed through the Automated Clearing House network. They let you pay vendors or receive payments from customers directly into your bank account without needing paper checks or credit cards.

Q2: How long do QuickBooks ACH payments take to process?
A: Typically, ACH payments in QuickBooks take 1–5 business days to process, depending on your bank and whether it’s a first-time transaction. Verified users may experience faster transfers.

Q3: Is there a fee for using ACH in QuickBooks?
A: QuickBooks often charges lower fees for ACH compared to credit card transactions—usually around $1 per payment or free, depending on your plan and provider agreement.

Q4: Can I accept ACH payments from customers in QuickBooks?
A: Yes! You can enable ACH payments by turning on Bank Transfer as a payment option in your QuickBooks Online settings and sending customers an invoice with that method available.

Q5: How do I enable ACH payments in QuickBooks?
A: Go to Settings > Payments, then sign up for QuickBooks Payments. After approval, turn on Bank Transfer (ACH) so customers can pay invoices directly from their bank.

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Q6: Are QuickBooks ACH payments secure?
A: Yes, ACH payments through QuickBooks use bank-level encryption and follow NACHA (National Automated Clearing House Association) guidelines to ensure secure and compliant transactions.

Q7: What banks are supported for ACH payments in QuickBooks?
A: QuickBooks supports most U.S. banks and credit unions, as long as they allow ACH transfers. You can securely connect your account during setup to verify eligibility.

Q8: Can I set up recurring ACH payments in QuickBooks?
A: Yes, QuickBooks allows you to schedule recurring invoices with ACH as a payment method, making it easy to collect payments for subscriptions or retainer services.

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